Terms of Service

Effective Date: April 24, 2025

These Terms govern the use of PSI Groups’ platforms, systems, leads, and agent affiliations. By using our Resources, you agree to be bound by these Terms, which include provisions about lawful marketing practices, data privacy compliance, and legal liability limits.

Use of Resources

Resources include our CRM, agent portal, websites, and leads. They are provided "as is" without warranty. Your use must comply with these Terms and all applicable laws.

Compliance with Laws

You agree not to:

• Sell leads without authorization.
• Use robocalls, spam, autodialers, or unconsented communication.
• Market without DNC screening or proper permissions.
• Violate CMS rules or federal/state marketing laws (TCPA, HIPAA, CCPA).

Communication Consent

We may contact you by phone, email, or text in relation to your agent status. You can opt out by notifying us.

Independent Contractor Status

Agents are independent contractors unless otherwise designated. These Terms do not establish an employment or joint venture relationship.

Trademarks

Use of PSI Groups’ logos or trademarks without permission is prohibited.

Indemnification

You agree to hold PSI Groups harmless from legal claims resulting from your violation of these Terms or any laws in relation to your use of our Resources.

Limitation of Liability

Our liability to you is limited to the greater of $1,000 or fees you paid for use of our Resources. We are not responsible for indirect or punitive damages.

Arbitration Agreement

Disputes will be resolved through binding arbitration in Dallas, Texas under the AAA rules. Class actions and jury trials are waived.

Waiver and Severability

If any part of these Terms is unenforceable, the remaining parts remain in effect. A failure to enforce a provision is not a waiver of future enforcement.